Correction below... this was 1816 but residual effects were still going
on in 1819.


I don't think he was in the hole when he died but we do have to keep in
mind the year prior was a bad one with the volcano eruption that caused
the year without a summer.  Crops failed and many people were put out on
the streets.  Crops he relied on to sell.  But he didn't only sell
groceries but imported dry goods too. 
 
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