Although it is not within the stated purview of this list I have just
completed a paper on Benjamin Franklin and his invention of micro-
lending 200 years before the Grameen Bank or Kiva.org, as well as the
pathway that has led to the philanthropy which is such a notable
aspect of the American national character, and will be glad to send a
pre-print to any list member for whom it might hold interest. Contact
me privately.
-- Stephan
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